ABI Update
The Association of British Insurers have provided an update relating to insurance coverage for businesses during the COVID-19 outbreak. For more information please visit https://www.abi.org.uk/products-and-issues/topics-and-issues/coronavirus-hub/business-insurance/
Business Closures
Following enforcement by UK Gov regarding some businesses with in the UK we wanted to provide some information and advice for our policy holders.
Advice and Housekeeping
• Turn off all services i.e. water and gas
• Remove all money from the site and leave your till draw open to emphasise this (if applicable)
• Arm all security devices (where applicable)
• Visit the site weekly (assuming legislation allows)
The EML team are on hand to assist you with any queries you may have however we would like to inform you that any decisions with regards to insurance coverage are made by your insurance company, please do rest assured that any claim notification sent to claims@everett-mead.co.uk will be handled in the usual professional and efficient manner of which you have become accustomed to from our team however the increase volume of calls and claims not only to us but to insurance companies has resulted in delays in responding to specific queries.
Our promise to you
- We will respond to your email within 48 hours to confirm receipt
- We will issue you with the EML Claims reference number within 48 hours
- We will continue to do our upmost to ensure your claim is handled correctly by your insurance company
- We will represent you and act as your insurance broker through every aspect of any claim
Please note that the above promise to you relates to any claim notified to us during this troublesome period and is not related to Covid-19 only
What to do when reporting a claim
- Email claims@everett-mead.co.uk
- Confirm your insurance policy number
- Confirm your store number
- Confirm your contact telephone number and email address if different to the one you are sending from
Rent Guarantee – Covid-19
Rent Guarantee Insurance
With immediate effect EML are placing sales of Rent Guarantee Insurance Policies on hold.
It has come to light that in order for a policy holder to claim for rent guarantee on some policies they MUST start eviction proceedings against the tenant.
In light of the current Covid-19 situation EML can not condone such action being taken against tenants for something that is totally out of their control. We find such a clause morally unacceptable in the current climate.
We will not actively benefit from new insurance policies which could have an adverse affect on the lives of other people.
Covid-19 – Direct Debits
The Coronavirus (COVID-19) situation is evolving rapidly, and we are committed to keeping you fully up to date with the actions we are taking to assist you during this uncertain time.
We are aware that a number of customers will struggle to pay their insurance premiums in light of recent Government plans to control the spread of the virus.
We want to reassure you that we are working on plans to minimise any financial impact to you.
In the meantime should you have any queries please do contact us on 01789 613075 or email support@everett-mead.co.uk
Farm Safety Week
It’s Farm Safety Week between 15 & 19 July.
To help promote H&S we will provide an Agricultural & Farming Employee Safety Manual free of charge for any farming client taking out a policy between now and 31/12/2019
Cyber Risk Exposure Calculator
In recent years, cyber attacks have emerged as one of the most significant threats facing organisations of all sizes. The Internet and other network operations have created risks that were non-existent less than a decade ago.
Read MoreDo you want to become an AR?
Everet Mead have a history that can assist you, as a company we started out as an Appointed Representative !